Could you please help on this loan because.....

That is much better. Hopefully there will be at least a week's notice when the clock is turned back on before the earliest expiry. It would also be good if Kiva can make some announcement on the site and on the repayment emails about the late loans.

http://www.kiva.org/lend/378517

6 more loans and MP could fund all of this loan.

joined you on that one! I had lent to as many loans issued in Nov as I thought possible, so have been looking at the Dec and newly released ones now.

I joined too!

I am the loan lender on this loan that was listed Nov 23rd, 2011!

http://www.kiva.org/lend/360940

Plus one more I'm new to this

THANK YOU!!!

and welcome to the Milepoint Kiva team!

Welcome, we will soon have you addicted as the rest of us are. Just think of all the credit card points you are going to earn from your new habit.

http://www.kiva.org/lend/353042

Currently the oldest loan on Kiva with more than $1000 left to go....

The oldest loans just aren't budging at all at the moment. I was trawling thru the November loans today, and boy there are a lot of loans out there with a lot of funding needed. These loans are at very low % funded and they tend to be larger.

very true, it seems that of the ones that I have lent to and are still fundraising, the ones listed before Nov 15th have the largest amounts to go! Only one, Lowenda has been on the Most popular page and I think this was helped when Mr. and Mrs. Horseguy posted and Randy and I lent to her!

Perhaps we can set a strategy where we try to have people post that they are looking to lend and we match up with those needing assistance in order to push them into the Popular List. Depending on the time of the day, two or three lenders will make them go to the front page. It does take some coordination but hopefully the extended deadlines will give us a chance to test it out. Repayment time may be a good time to do this!

Repayment day on the 15th should be a bomb day to clear up the oldest loans.
I pledge all 15 of my repayments.

I think the best strategy is to all pile onto one loan to push it to the top and let others finish it off. The LLL strategy seems to push the hardly funded loans onto the top 4 pages and from what I have been observing is you need to have it in the top 4 loans on page 1. That way at least those people who don't really care who they are loaning to will click on it and it will get some easy hits.

I would also prefer if we could pick on the loans that are at least 50% funded. I think the more we can kill off the better.

I think that it is a good idea to finish up loans that are already partially funded that particularly try for the really unpopular ones. By finishing up as many loans as possible, more loans get funded and fewer are refunded to the loaners.
The way I see it.... better to finish off a bunch of loans needing a small amount of money, than to try to get one $3000 loan funded...

but YMMV

Sounds like a plan and I am in I am also willing to commit funds before repayment if necessary!!! Should we consider these criteria:
loans listed before Dec 1, 50%+ funded, less than $500 to go (or is $500 too high).

I think that would be a good starting point. I can't see the point in putting all our efforts into loans that require $2k+ because it will be a struggle to get too many done.

As for timing, my thoughts are that we need to do it when the loaning frenzy starts after repayments because that seems to be when more random loans happen. If we can get our loans to the top, one at a time, once there is only $50 or so to go we can leave it and move to the next because that way it should fall near the top of the list of Amount Left and those seem to get cleared up regularly.

Here are the loans meeting all the criteria listed above and listed Nov 6-20 - 34 in total.
Highlighted loans have repayments of 14mo or less - Green for <$250 left, blue for <$500 left

Link-------------------------------------Loan % Left #MPs #mo
Nov 6-10 – 13
http://www.kiva.org/lend/353049 3000 87% 375 4 27
http://www.kiva.org/lend/355073 1000 77% 225 1 17
http://www.kiva.org/lend/355080 800 53% 375 1 17
http://www.kiva.org/lend/353697 1000 57% 425 1 14
http://www.kiva.org/lend/353660 2800 86% 375 1 19
http://www.kiva.org/lend/355468 1000 50% 500 1 14
http://www.kiva.org/lend/355580 799 57% 300 0 17
http://www.kiva.org/lend/354376 1275 62% 475 4 14
http://www.kiva.org/lend/355620 500 65% 175 1 14
http://www.kiva.org/lend/356230 2125 95% 100 3 14
http://www.kiva.org/lend/355702 1000 57% 425 2 14
http://www.kiva.org/lend/356010 500 70% 150 1 14
http://www.kiva.org/lend/356017 725 50% 375 1 14
Nov 11-20 - 21
http://www.kiva.org/lend/356093 575 52% 275 0 15
http://www.kiva.org/lend/356129 1075 55% 475 1 14
http://www.kiva.org/lend/354855 2350 91% 200 0 26
http://www.kiva.org/lend/355329 775 64% 275 1 14
http://www.kiva.org/lend/355353 925 56% 400 0 14
http://www.kiva.org/lend/355439 2175 82% 375 3 14
http://www.kiva.org/lend/355901 1275 70% 375 4 14
http://www.kiva.org/lend/355948 1000 57% 425 2 14
http://www.kiva.org/lend/357189 900 52% 425 0 21
http://www.kiva.org/lend/357573 800 53% 375 1 15
http://www.kiva.org/lend/357715 1125 55% 500 2 14
http://www.kiva.org/lend/356539 975 50% 500 1 14
http://www.kiva.org/lend/357838 575 69% 175 0 14
http://www.kiva.org/lend/357620 700 71% 200 1 14
http://www.kiva.org/lend/357207 575 56% 250 0 18
http://www.kiva.org/lend/359098 1000 60% 400 1 14
http://www.kiva.org/lend/357613 2625 85% 375 5 32 – only woman on list
http://www.kiva.org/lend/359905 750 57% 325 3 14
http://www.kiva.org/lend/359689 1125 86% 150 0 20
http://www.kiva.org/lend/360292 1175 85% 175 2 14
http://www.kiva.org/lend/358877 1175 78% 250 2 12

Just to be an even more demanding customer, Is it possible to list the loans by repayment term? Personally I know that I will only be loaning to November loans that are going to be repaid within 14 months as I will need to get some of my money out of Kiva by the end of the year.

How will we decide which loan to attack first? Will we have a list to work from to maximise our efforts?

I'm West Coast and a late riser so anything you East Coaster the effect will dissipate by time I drag my carcass out of bed.

I color-coded them and added the # months for repayments. Most repay at 14mo or less. There are 7 loans <$250 and 13 more <$500.

I think it would be feasible to knock off the 7 <$250. We would need 3 or 4 lenders to hit at the same time - lets say 12noon-5pm PST (I think this will capture most timezones) to get them to the top page and hopefully that would be enough to get others to crowdfund them under the popular page.

Two step process -- first, we need people who agree and have time to fund the loans within a small time frame; Second, once we get a list per loan, they can set a time to lend and push it to the top.

I have not loaned to any of the 7, so I am willing to lend to all of them.

I have to wait til repayments come in.

Sounds like a plan. I'll go thru the list of those less than $250 and work out what I have not already loaned to and who meets my qualifications. I had a quick check and I think there were about 3 of them at least I would hit. I'll need to double check tomorrow when my brain is actually functioning.

Are we going to wait for repayments?

BTW thanks for the excellent work in compiling this list. With any luck some of these loans might get a few hits overnight and decrease the amounts owing. I checked earlier today and there were still 481 November loans outstanding.

All I can say is that I have to wait, cause I otherwise don't have any money to loan.

I don't see any point in waiting for repayments, if one has funds to loan now!

After all, the goal is to get these loans fully funded, so the sooner the better, as there will hopefully be more expiring loans that will meet the 'under $250/$500 left' critieria set forth, and then focus can be shifted to those loans!

That said, I also need to wait for repayments before I can assist in the cause!