Personal Goals

Catnada! I have not heard that since infancy when my Canadian cat-loving mother was sometimes referred to as a Catnadian. ACMM does a quite nice Catnadian job too, I think,

The milepoint kiva team is wonderful. The encouragement has seen my number of loans increase by a third this month (I've been on Kiva for 2 years so this increase is no mean feat), and at the same time my average loan size this month has been twice my prior average.

I just made my monthly loan a day early. Kiva sent me an email saying a lady I loaned to previously would like another loan. I couldn't resist that!

I'm happy to report that i just made my 400th loan.
Now I'm ready to enjoy the team reaching 900K this week.

$900k ought to happen this weekend

or maybe today!

My thoughts exactly!

I just tried to take it above $900,000 but !@#$%^&*()) PayPal locked me out again. I'll still make it today, but must wait for them to open their !@#$%^^&&*()) call canter.

We can wait until tomorrow if necessary.

Patience... patience...patience...

It may be longer than that PayPal customer service is not answering their telephones and they never resolve this problem without a personal conversation, three times during the last two weeks.

Patience is a virtue patience is a virtue patience is a virtue...
Om, Om, Om, Om...

Congrats on the 400th M&S!

Sorry I missed it while I was away.

When I first joined Kiva, I set a personal goal of 2 regular loans + repayments (or top up repayments to the nearest loan). Since then, I have also decided to place honorariums I receive into my account.

I now see that in the short term, I am hoping for my 100th loan by mid-Dec (likely to be triggered by the $1M pledge), which will be 7 months from my join date. I have to credit nime01 and Randy and the whole MP Kiva team for this opportunity -- while I knew about Kiva, I never realized I would become so vested in my desire for its success. It has also been personally satisfying to see how mutually supportive of this team, which is my second goal, to continue encouraging Kiva's growth with loans, donations, knowledge -- its all good GREAT!

Let us know when you hit number 100! There's something about those round-number milestones. Of course, every loan is worth celebrating, but the milestones are extra special.

My PayPal account reopened last night so I now have made my personal goals for 2011. Next step, our team passes 500 members and one million dollars, both well before year end.

Oh, happy days!

Good thing you got it opened again, jbcarioca
We should be 500 within a few days.

My initial goals were 50 loans by year end and $1,000 dollars invested. After a few days here, that shifted to $1,500 and 100 loans. Then to $2,000 and 125 loans. Then to .... . Finally I gave up and let my addiction take hold. So far I have not missed a day at work or allowed my family to go hungry. I am now $4,175 in loans representing 165 loans with over 150 still open and more than $3,000 outstanding. I also set a goal of donating $250 to Kiva to support its activities this year and have exceed it by over $50 and the year is not up.

No more goals for me. I plan on letting my heart and wallet guide me. I recommend that others do the same. Loan until it feels good and then keep on lending is my advice.

Whatever you do, keep on lending. Every loan counts, every loan helps, every loan benefits not just the borrower but it makes our world just a little bit better.

I have now passed $10,000 in loans that are credited to our Milepoint team.

Wow -- that's great!

Outstanding numbers and it is amazing to see how our initial plans get quickly surpassed once we know more about Kiva and how it is helping change peoples lives!

Awesome landmark and I am sure the best is yet to come m&s!

Can you explain this more? It sounds like something that would be good to understand.

I don't have a goal, but I do try to make loans when I know I have money in my checking account which I won't need to use in the next six months. This generally results in me making batches of loans every ten days or so. I look first to the Philippines, since that is where my mother and her grandmother lived after fleeing China in 1950.

I make sure that the repayments overlap montly to ensure that an adequate repayment stream is present each month.
It took a while to make these loans but now I have an average of $ 175 dollars in repayments coming in each month in 2012.

Thank you.

Do you look at the monthly repayment estimate for each of your loans as well as the repayment schedule of your potential loans to create this syncing?

Yes I do.
I concentrated more on short repayment terms at the beginning in order to quickly get repayments to reinvest them again.
Now I have diversified repayment terms to a more diversidied portfolio of short ,medium and longer term repayments.
I am still playing with my personal loaning model and it is a work in progress.
You have to find your own rhythm in the loans.
Good luck. The rewards are beyond belief.....the loanee wins and the loaner winds.

The most amazing part is the constant recycling of loan money. I'm coming up on having lent every dollar 6 times. I love the repayments because they tell me that the client is making a go of it, and because I get to help someone else to improve his or her life. And that's what it's all about: making the world a better place one loan at a time.

Happy lending!