Which card earns the most travel points?

79% View from the Wing
21% FrequentMiler

The Citi New Premium Card currently offers the highest travel‑point earnings among the cards discussed.

Why it tops the list

  • 12 points per $1 on hotels, car rentals, and attractions booked through cititravel.com – the strongest rate for core travel categories View from the Wing
  • 6 points per $1 on air‑travel bookings through the same portal, plus generous restaurant bonuses that still outpace most competitors View from the Wing

How it compares to other popular cards

Card Top travel‑category earn rate
Citi New Premium 12 pts/$ (hotels, rentals, attractions)
Capital One Venture X 10 pts/$ on hotels & rentals; 5 pts/$ on flights View from the Wing
Capital One Venture Rewards 5 pts/$ on hotels, rentals, cars via Capital One Travel View from the Wing
Bilt Palladium Up to 3.3 pts/$ on housing spend, 3 pts/$ otherwise View from the Wing View from the Wing
Business Preferred (Chase) 3 X points on all travel FrequentMiler
Premium Rewards Elite (Bank of America) 2 X travel, effective 4.375 X after redemption bonus FrequentMiler

Because the Citi New Premium Card’s 12‑point rate applies to the most common travel purchases (hotels, car rentals, attractions), it delivers the greatest point accumulation per dollar spent.

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