I only fly once or twice per year. Is your service worth the cost

If you only fly once or twice a year, many premium travel services can be hard to justify financially.

How often‑based value breaks down

• Airport lounge credit cards often lose their edge for infrequent travelers; the benefit may be “questionable” and renewing solely for lounge access isn’t recommended for those flying only once or twice annually Boarding Area .
• FoundersCard membership, which costs over $600, is described as a “stretch” for someone who flies just twice a year Boarding Area .
• Higher‑tier airline credit cards (e.g., United Explorer) tend to “not make sense” unless you’re booking multiple trips each month; a basic starter card may be more appropriate for low‑frequency flyers Boarding Area .

Exceptions that can still pay off

• Global Entry (or similar trusted traveler programs) is noted as “definitely worth the cost” even for travelers who fly only once per year, especially when a credit card reimburses the fee The Bulkhead Seat .

Practical tip

Start with the most basic, low‑fee option that matches your actual travel habits—such as a standard credit card with modest perks or a trusted‑traveler program—then evaluate whether the added convenience outweighs the annual cost. Upgrading to premium memberships or high‑fee cards is usually only worthwhile when your flight frequency increases.