Cara tutup cc UOB
54% Eye of the Flyer
25% Your Mileage May Vary
15% Travel with Grant
6% Other
Untuk menutup kartu kredit UOB, Anda dapat mengikuti langkah‑langkah umum yang biasanya dipakai untuk menutup kartu kredit lain.
Langkah‑langkah umum menutup kartu kredit
- Hubungi nomor telepon yang tertera di belakang kartu, masuk ke menu layanan pelanggan, dan katakan “close a card” atau tekan 0 beberapa kali; panggilan pada hari Senin‑Jumat selama jam kerja biasanya paling efektif.
- Sebelum menutup, tanyakan apakah ada penawaran retensi seperti penghapusan biaya tahunan atau bonus poin yang dapat membuat Anda tetap mempertahankan kartu.
- Jika tidak ingin membayar biaya tahunan, Anda dapat meminta penghapusan biaya selama setahun atau menawar poin tambahan; kadang bank juga menawarkan kartu downgrade tanpa biaya tahunan.
- Pertimbangkan untuk memindahkan sebagian atau seluruh limit kredit ke kartu lain sebelum menutup, agar tidak mengurangi total kredit yang tersedia.
- Jika Anda lebih suka cara tanpa telepon, beberapa penerbit memungkinkan penutupan melalui pesan aman di portal online; cukup kirimkan permintaan penutupan dan kartu akan ditutup tanpa pertanyaan lanjutan.
- Hindari menutup kartu sebelum tahun pertama berakhir, karena hal itu dapat menyebabkan pencabutan poin bonus yang baru diperoleh.
Travel with Grant Midyear Review: My Credit Card Retention Offer Thought Process & Results
Good morning everyone, I hope your weekend is going well. A few days ago, I wrote about my Midyear Review: My 2024 Airline, Hotel & Credit Card Predictions (as In this post, I will share my thought process when it comes to making retention offer calls and then share my midyear results. Here are my thoughts: 1. I call every time a credit card annual fee posts to my account. I have also found that no annual fee business credit cards sometimes have retention offers, but I haven’t had much luck with no annual fee personal credit
Eye of the Flyer Rookie Wednesday: When or if you should cancel a travel card? Are there other options?
Welcome to a weekly feature on the Renés Points blog. Each week this series covers in a “rookie” way either a Delta or travel related theme and attempts to break down to a basic level each topic. You can read up on all the previous posts HERE. Now on to this week’s feature. One of the questions those new to the points game, is when do I cancel a travel card and are there other choices. First let’s see what reader Erik asked me in the “Ask Rene” tab here on the blog: *“Hi Rene, I just found
Miles to Memories What’s In My Wallet – Credit Card Spring Cleaning Edition
From January to late April 2013, my family and I spent three months backpacking & cruising through Central & Eastern Europe. Upon our return, it was naturally time to beef up our credit card portfolio in order to fatten our points balances. Most of these cards recently had their annual fees hit, so it became time to evaluate each card to determine whether or not to keep it. Here are the results. Most of the cards that were coming due with annual fees are my wife’s. We decided to make a call on each of them to see
Miles to Memories How to Create Your Own Travel Rewards Program
On the way to financial independence, I enjoyed cutting costs just as much as saving and investing. I still love new cost-cutting discoveries and tweaking them for my family’s lifestyle. Since there are so many aspects of the points and miles hobby which we do not control, it’s important to control those which we can. While I’ve previously described how I have taken more control through credit card earning and redemption, I want to talk more broadly about taking control to cut everyday expenses. You can use the savings from cost cutting to meet different goals, including: increasing savings,
Your Mileage May Vary You Can Cancel a Barclays Credit Card Without Calling. Here’s How I Did It
One of my 2025 resolutions was to cancel 25% of the credit cards we hold. Between duplicate cards and ones we don’t use anymore, it made sense to trim the lineup. Not only could it save us some money on annual fees, but it also opened up space to apply for new, more valuable cards. The problem? Canceling a credit card isn’t always as easy as it should be. Some banks let you cancel a card via online chat or secure message, but those options are constantly changing. The most consistent method is still the old-school route: calling
Eye of the Flyer I Just Decided to Cancel My Rewards Credit Card – Will My Points Get Clawed Back?
Last year, about this time, I went for a Delta SkyMiles® Platinum Business American Express Card for the huge new card bonus points. I got the points quickly but also enjoyed some of the other perks like 15% off booking award tickets. This year, Amex has jumped the yearly fee for the card to $350 (See Rates and Fees.) and I am not willing to keep it. Why? About six months ago, I went for a Delta SkyMiles® Gold Business American Express Card because there was no family language and the welcome offer was so good. Plus, I will