Which cards give the best redemption value?

28% FrequentMiler
28% TravelUpdate
28% Points Miles and Bling
16% Other

The cards that currently offer the strongest redemption value per point are:

Highest‑value cards

  • Chase Sapphire Reserve® – Ultimate Rewards points are worth about 1.5 cents each, and can be redeemed for travel through Chase Travel ℠ at up to 2 cents per point when using the “Points Boosts”  FrequentMiler
  • Bilt Palladium Card – Points can be redeemed for travel booked through the card’s portal at roughly 1.25 cents per point  View from the Wing
  • Hilton Surpass Card (American Express) – Hilton Honors points redeem at approximately 0.92 cents each  TravelUpdate
  • BMO Ascend World Elite Mastercard – 100,000 BMO Rewards points are valued at $670, which works out to about 0.67 cents per point  Points Miles and Bling
frequentmiler.com
Chase Sapphire Reserve for Business℠ Credit Card Review (2026)
For years, Chase never offered an ultra-premium card for small businesses. The closest option on offer was Ink Business Preferred®, with its $95 annual fee. That curious hole in Chase’s credit card portfolio was filled in 2025 with the launch of the Sapphire Reserve for Business℠. The business version of the Chase Sapphire Reserve® has many of the same perks as its consumer counterpart: excellent travel protections, lounge access, good earning rates on flights and hotels, and an easy-to-use $300 travel credit. However, 3X on dining is replaced by social media and online advertising, while the lengthy list of
viewfromthewing.com
I’m Earning More Than 3X Points on Everything With the New Bilt Palladium Card—It’s More Of A Juggernaut Than I Expected
I have my Bilt Palladium Card (See rates and fees) and I’m using it and I like it even more than I thought I would. When I first applied for the card, I saw the value proposition for earning more points faster than my current card setup. I discounted Bilt Cash but now that the redemption options are published and real and I’m earning it with my spending, I’m actually excited for it. (Up to $100 in unused Bilt Cash rolls over to the next year.) What I love is that paying my mortgage through Bilt lets me
travelupdate.com
This Mid-Tier Card Offering Its Best Ever Welcome Bonus Deserves More Attention
If you were to ask me to make a choice, I’d take hotel credit cards over airline credit cards any day. In comparison to airline credit cards, you can earn elite status a lot quicker and enjoy a lot of fantastic perks. While many give Hilton a bad rap for astronomical points pricing in certain cases, you can still derive a great deal of value from the program if you use it strategically. Currently, American Express is offering elevated welcome bonuses on all of their consumer co-branded Hilton credit cards. If you’re looking to slowly dip your toes, then
pointsmilesandbling.com
How to Redeem BMO Rewards for Max Value
BMO has an entire ecosystem of credit cards dedicated to earning BMO Rewards, its in-house points currency. The earn rates across BMO’s credit cards are strong, so let’s take a look at how to redeem BMO Rewards for maximum value. Lucky for those of us who earn points to travel, the best use case for BMO Rewards is redeeming directly for travel. The redemption rate is 150 points = $1 or 0.67 cents per point (CPP). BMO retired its in-house travel portal back in August 2022, which was great news. The redemption rate for travel stayed the same

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