A clean, data-driven infographic showing how Mile Point simplifies complex loyalty math. Focus on charts, graphs, or a simplified decision tree.

Mile Point makes loyalty math easy by turning complex calculations into clear visual steps.

Core Formula: Cents‑Per‑Point (CPP)

• The CPP is calculated by dividing the cash price of an award (in cents) by the number of points required.
• Example: a $250 stay that costs 25,000 points yields a CPP of 1 cent per point.

Transfer Rules Decision Tree

• Start: Do you want to move points to another account?
• If transferring to a household member who is also an authorized user, you can combine points directly.
• If the recipient is outside the household, you must use a “Transfer points” action to an airline or hotel program.
• Choose “Combine points” when moving points between your own Chase accounts.

Value Factors to Consider

• Award chart changes can cause devaluation, so track program updates.
• Redemption value varies by how you use points; premium cabin awards often give higher CPP than cash bookings.
• Marginal value rises as you approach the point threshold needed for an award.

Example Comparison: Cash Back vs. Points (Amex)

• Spending $1,000 could earn 10 % cash back ($100) or 10 points per dollar (10,000 points).
• Transferring 10,000 Amex points to Air France/KLM with a 20 % bonus requires only 9,000 points for 10,000 miles, enough for a round‑trip flight.
• This illustrates how a simple CPP calculation can reveal a higher value for points versus cash.