what credit cards do you know about
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33% Points Miles and Bling
Several credit cards stand out for their rewards, perks, and long-term value, especially in Canada and the U.S. markets.
Top No Annual Fee Cards in Canada
- Rogers Red World Elite Mastercard: Offers 2% cashback on everyday purchases (3% when redeemed toward a Rogers bill).
- Tangerine Money-Back World Mastercard: Provides flexible 2% cashback across rotating categories.
- RBC Ion Visa: Pairs with an Avion card for airline transfers, ideal for frequent flyers.
- American Express Green Card: Earns Membership Rewards points, useful for travel redemptions.🔗
- Scotiabank American Express Card: High earning rates with straightforward redemption options.
Notable U.S. and Global Cards
- American Express Gold Card: Offers 1,000 bonus MR points for six swipes monthly, a long-standing favorite for rewards.
- American Express Platinum Travel Card: Provides 40,000 bonus MR points at spending milestones and a ₹10,000 Taj voucher at ₹4 lakh spend.🔗
- Citi / AAdvantage Executive World Elite Mastercard: Ideal for frequent flyers, especially with Delta or American Airlines partnerships.🔗
- Chase Sapphire Preferred & Reserve: Top-tier travel points with transferable rewards and travel credits.
- Capital One Venture X: Strong cashback and travel benefits, especially for travel purchases.
Hidden Gem Cards (Less Discussed but Valuable)
- Rakuten American Express® Card: Good for cashback on select retailers.
- Wells Fargo Choice Privileges Mastercard Select: Offers rewards on everyday spending with no annual fee.
- MGM Rewards World Elite Mastercard & Unityâ„¢ by Hard Rock Mastercard: Great for casino and entertainment spenders.
Points Miles and Bling 33%
The 5 Best No Annual Fee Credit Cards in Canada
The Rogers Red World Elite Mastercard stands out as the best card to use at Costco. Costco does not code as grocery on any merchant, so you have to use the best card for non-categorized spend. Additionally, it needs to be a Mastercard for Canadian Costcos. The Rogers Red World Elite earns 2% cashback on all non-U.S. dollar purchases, and you earn an extra 50% in cashback when redeeming for Rogers, Fido, or Shaw, giving it an effective 3% return. American Express Green Card – Apply Now Scotiabank American Express Card – Apply Now The Scotiabank
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What’s in my wallet: Q2 2025?
When it comes to credit cards, I try to keep the right ones in my wallet to earn the maximum number of points (to use them later, of course). Here is a quick look at my cards and whether I’m walking the talk. Sharing this also adds a bit to the transparency of my credit card strategy, as I extensively cover credit card rewards. The cards I hold are divided into three groups. I carry a card wallet at the back of my phone on a daily basis, which contains the cards I use most frequently. I also have
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What’s in my wallet: Q1 2026?
When it comes to credit cards, I try to keep the right ones in my wallet to earn the most points (to use them later, of course). Here is a quick look at my cards and whether I’m walking the talk. Sharing this also adds a bit to the transparency of my credit card strategy, as I extensively cover credit card rewards. The cards I hold are divided into three groups. I carry a card wallet that holds the cards I use most frequently. I also have many cards in a thicker wallet, and many sit in a drawer