what perks does chase sapphire reserve provide
30% One Mile at a Time
20% Miles to Memories
50% Other
The Chase Sapphire Reserve bundles a wide range of travel‑focused perks that aim to offset its premium annual fee and enhance the cardholder’s experience.
Core travel credits
- $300 annual travel credit that automatically applies to any travel‑related purchase, effectively reducing the card’s cost Miles to Memories Boarding Area Miles to Memories Running with Miles One Mile at a Time One Mile at a Time
- Global Entry or TSA PreCheck fee credit – up to $100 every four years as a statement credit Miles to Memories Boarding Area Miles to Memories Running with Miles One Mile at a Time One Mile at a Time
Airport lounge access
- Priority Pass Select membership with access to over 1,300 lounges worldwide and a generous guest policy (two guests free) Miles to Memories FrequentMiler Miles to Memories Running with Miles One Mile at a Time One Mile at a Time Points with a Crew
- Chase Sapphire Lounges – exclusive lounges for cardholders, also allowing two guests Boarding Area FrequentMiler One Mile at a Time One Mile at a Time Points with a Crew
Rewards and point value
- Earn 3X points on travel and dining worldwide (plus additional bonuses on Chase Travel bookings) Boarding Area FrequentMiler Miles to Memories Running with Miles One Mile at a Time
- Points worth 1.5 cents each when redeemed through the Chase Ultimate Rewards portal or via the “Pay Yourself Back” option for select categories Miles to Memories Miles to Memories One Mile at a Time
Travel protections and insurance
- Comprehensive travel insurance covering trip cancellation/interruption, auto‑rental collision damage waiver, baggage delay, and more Boarding Area
Lifestyle and additional credits
- Dining credit up to $300 annually (often split into two $150 periods) One Mile at a Time Points with a Crew
- Hotel credit up to $500 annually (two $250 periods) One Mile at a Time Points with a Crew
- Live‑entertainment credit up to $300 annually One Mile at a Time
- Apple TV+ and Apple Music subscription (free through June 2027) One Mile at a Time
- DoorDash DashPass with monthly credits Running with Miles One Mile at a Time Points with a Crew
- Lyft credit up to $120 annually (monthly $10 credits) Running with Miles One Mile at a Time Points with a Crew
- Peloton credit up to $120 annually Running with Miles Points with a Crew
- StubHub credit up to $300 annually One Mile at a Time Points with a Crew
- ZipRecruiter, Google Workspace, and Giftcards.com credits (business version) One Mile at a Time
Fee structure
- $550 annual fee (standard Reserve) Boarding Area One Mile at a Time
- $795 annual fee for the newer version and the business card One Mile at a Time One Mile at a Time BaldThoughts Points with a Crew
These perks collectively make the Chase Sapphire Reserve a premium option for frequent travelers seeking credits, lounge access, robust rewards, and extensive travel protections.
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