Which cards give the best redemption value?
55% FrequentMiler
26% Points Miles and Bling
19% View from the Wing
Several premium cards stand out for offering strong redemption value.
Top cards for redemption value
- Chase Sapphire Reserve – Points can be redeemed for hotels and airlines at up to 2 cents per point, especially through The Edit and United bookings View from the Wing .
- IHG Premier Card – The program’s average redemption value is about 0.61 cents per point, with selective redemptions reaching 0.8–1.0 cents per point FrequentMiler .
- UBS Visa Signature cards – Points can be redeemed at roughly 1.25 cents per point for flight bookings, making them valuable for mid‑range airfare purchases FrequentMiler .
- Bank of America Premium Rewards Elite – Offers a 25 % bonus when points are redeemed through the bank’s travel portal, effectively delivering an ≈4.375 % return on travel spend FrequentMiler .
- Scotiabank Passport (Scene+ points) – Redeems at a flat 1 cent per point for travel charges, providing a reliable fixed‑value redemption option Points Miles and Bling .
- Marriott Free Night Award (Amex Bonvoy cards) – The annual 35 K‑point free‑night award can offset the card’s $120–$150 fee, delivering solid value when used strategically Points Miles and Bling .
These cards consistently provide the highest point‑to‑dollar conversion rates among the options discussed.
IHG Premier card: Increased 175K welcome offer (matches best ever)
Today, Chase increased the welcome offer on the IHG Premier card to a whopping 175,000 IHG points, matching the best we’ve seen in total points (there was a 5x60K free night certificate offer previously). The no-annual-fee IHG Traveler card also has an increased offer of 90,000 points after $2,000 in spend, with the added carrot of earning an additional 3x across all categories (except at IHG Hotels, strangely) on up to $10,000 spent within the first six months. | Card Offer and Details | |---| ⓘ $905 1st Yr Value EstimateClick to learn about first year value estimates
Which Premium Card Is Best For You? Amex Platinum vs Sapphire Reserve vs Venture X vs Strata Elite
American Express, Chase, and Capital One have all made changes to their premium rewards cards recently. And Citi has just introduced their competitor in the space. Which one is now the best, and most importantly which one is best for you? The four contenders: There are (3) things that a card will generally do for you, beyond serving basic payments (and, for some, financing). With each of these cards there are currently significant bonus offers. They all earn valuable (transferable) points. But they earn them at different rates. And they each have benefits that will
UBS credit cards finally have welcome bonuses (but only through 6/30/26)
UBS credit cards are quirky little things. Historically they’ve rarely had welcome offers, you need to be a High Net Worth individual to get approved for them, and you can’t apply for them online—you have to call UBS. While the latter two quirks haven’t changed, the first one has: there are now welcome offers on both the consumer and business versions of their Visa Signature and Visa Infinite cards. If you have a sufficient income and don’t mind making a phone call to apply, these could be worth it, especially the Visa Infinite cards given the high welcome offer
The best credit cards for booking cruises in 2026
Over the past few years, my family has taken far more cruises than I ever would have expected. In fact, we’ve got our 13th or 14th cruise of the last three or 4 years coming up later this year. However, the landscape has really changed over the past few years in terms of which card is best for booking and paying for a cruise. Which card is best for cruise bookings will depend on several factors, but the best overall card for cruise bookings, in my opinion, probably isn’t yet on your radar. Before listing off the best credit
Top 5 Hotels to Redeem Marriott 35K Free Night Award
Both of the Amex Bonvoy cards in Canada earn a permanent place in my wallet thanks to the annual 35,000-point Marriott Free Night Award (FNA) you get just by paying the $120 (Amex Bonvoy personal) or $150 (Amex Bonvoy business) annual fee. You can also top up the FNA with an additional 15,000 points, so in practice, you can book a night costing up to 50,000 points. When deciding whether to apply for or hold the Amex Bonvoy cards, it’s prudent to consider the best uses for the 35,000-point FNA. Keep in mind, as long as the hotel night
No FX Fees + 3X Abroad: Why Scotiabank Passport Wins
In Scotiabank’s suite of cards that earn Scene+ points, all are actually very powerful in their own right, but the Scotiabank Passport Visa Infinite Privilege and the Scotiabank Passport Visa Infinite still manage to stand out in a few key ways. Let’s take a quick glance at the welcome offers and card perks before diving into why these two are my go-to credit cards for spending abroad. I’ve held both in the past and will switch between them depending on my travel needs. If you apply by April 30, 2026, the Scotiabank Passport Visa Infinite Privilege is offering