Which credit card offers the highest number of travel points for purchases?
87% View from the Wing
13% Other
The Bilt Palladium Card earns the most travel points, offering up to 4.3 points per dollar on housing payments and 4 points on dining or groceries, with a $95 annual fee and a $200 bonus in Bilt Cash on approval. View from the Wing
Top High-Earners for Travel Points
- Bilt Palladium Card: 4.3x on housing, 4x on dining or groceries, 2x on travel; $200 Bilt Cash bonus.
- Chase Ink Business Preferred®: 3x on travel, shipping, and internet services; 100,000 bonus points after $8,000 spend in 3 months.
- Citi Strata Premier®: 3x on groceries, dining, gas, and EV charging; 60,000 bonus ThankYou® Points after $4,000 spend in 3 months.🔗
- Capital One Venture Rewards: 2x on all purchases, 5x on travel booked via Capital One Travel; 75,000 bonus miles after $4,000 spend in 3 months.🔗
Best for High-Value Redemption
- Chase Sapphire Reserve®: 3x on dining and travel, 5x on Citi Travel; 150,000 bonus points after $6,000 spend in 3 months.
- American Express Platinum Card®: 5x on airline purchases; 500,000-point annual cap; includes Centurion lounge access.
The Bilt Palladium Card leads in earning potential for high spenders, especially on housing and daily expenses. View from the Wing +1
View from the Wing 17%
The Best Travel Credit Card Strategy If You Mostly Fly Inside The U.S. — Since Most Advice Is Built For Trips You Won’t Take
Nick Reyes addresses the best rewards credit cards for domestic travelers, someone for whom redeeming points for long haul business class isn’t relevant. Most advice is predicated on business class travel because that’s where points transfers can deliver outsized value. His take, in essence (which is largely correct) centers around: Bilt Palladium Card (See rates and fees): earn 2 Bilt Points per dollar on all of your spending, and these are the best points. You can transfer to Alaska Atmos, United, Southwest and Hyatt, and the card gives you a Priority Pass. They have the biggest transfer bonuses. And
View from the Wing 27%
Best Credit Card Offers Right Now Up To 200000 Points In Bonuses For Premium Travel [December 2025]
The best credit card offers are the quickest, easiest way to earn a large amount of miles and jump start your travel. These are the most lucrative. There are several new best-ever and limited-time offers that have come out over the last several weeks. Many of the offers on this list are new. Every month I post what I find are the best credit card offers out there. Some of last month’s best credit card offers are gone or changed. What excites me is that card rewards really seem to be on the upswing in a big way. Now
View from the Wing 36%
The Best Travel Rewards Credit Card Strategy Is Two Cards, Not One
When I talk to people about earning miles, it’s inescapable that the majority of miles are earned from rewards credit cards. Most people want to know simply, “what is the best credit card.” If pressed I do have an answer to that question, but the best answer is that it’s usually two different credit cards that you pair together, taking the best of each. The first thing to understand about rewards cards is that, in addition to their basic features as a payments tool, bundled financing, and consumer protections, there are really three different ways a card adds value.
Traveling for Miles 2%
Save up to 15% on EVA Air bookings with this targeted offer
Other links to products and travel providers on this website will earn Traveling For Miles a commission that helps contribute to the running of the site. Opinions, reviews, analyses & recommendations are the author’s alone and have not been reviewed, endorsed, or approved by any of these entities. Terms apply to all credit card welcome offers, earning rates and benefits and some credit card benefits will require enrollment. For more details please see the disclosures found at the bottom of every page. A few weeks short of the last time we noticed this offer appear, Amex
View from the Wing 7%
Bilt Card’s Seamless Switch Ends Feb. 1 — No Hard Pull, Same Card Number
This weekend is the last opportunity for existing Bilt Rewards cardmembers from Wells Fargo to ‘seamlessly transition’ to one of Bilt’s new cards. The option ends February 1 at 11:59 p.m. Pacific time (so Monday morning at 2:59 a.m. on the East Coast). In addition, whatever card you pick, Bilt says monthly Rent Day will continue to offer double points on card spend up to 1,000 bonus points each month through January 1, 2027. The no annual fee Bilt Blue Card (See rates and fees) can earn 2.3 transferable points per dollar spent up to the amount of
The Bulkhead Seat 11%
Mission Accomplished: Centurion Lounge and Delta Sky Club® Access Unlocked for 2026
The Delta Sky Clubs® and Centurion Lounges by American Express have been super crowded over the past few years. Both Delta and American Express have worked to thin the herd by limiting guest access to a set number of passes and taking away the ability to bring others with you without paying. There is a way to avoid this restriction and that is to spend $75,000 on either The Platinum Card by American Express or Delta SkyMiles® Reserve American Express Card in a calendar year. I just passed that threshold. Here’s why it makes sense for me to hit this